What Does A Bail Bondsman Consider Before Issuing A Bail Bond?
by Albane Francois
Do you have a friend or family member that is in jail and needs to get out, but neither of you has the cash to meet bail? If so, you'll need to get a bail bond in order to do it. A bail bond is essentially a type of loan where you get the money you need for the purpose of paying bail money to the court. However, a bondsman doesn't always need to approve every case that comes through their doors. A bondsman looks at your case and determines if the defendant's level of risk is worth approving them for a bail bond. Here are some of the things they consider.
The Nature Of The Crime
One of the main things a bondsman is going to consider is the nature of the crime committed. Is it relatively minor with a seemingly low risk of conviction? The bondsman will likely approve the bail bond in this scenario because it is likely that the defendant will return to court. However, if there is a major charge against the person, the bondsman may view the defendant as a flight risk, meaning they may skip town to avoid facing the trial for the crime they are accused of.
The Defendant's Employment Status
A common reason that people need to be released from jail with a bail bond is that they have a job that they do not want to be interrupted due to their arrest. Getting out of jail and not missing a day of work is going to be a motivating factor, which also means that they are going to stay in town and return for their court date. This, as well as income history, is why the defendant's employment history is relevant when applying for a bail bond.
The Defendant's Home
Another thing that can prevent a defendant from leaving town is where they live. Does the defendant live in an apartment that they are renting, or do they own a home? Owning a home is going to give the defendant a reason to show up to court because they have a major asset that they could lose by leaving town.
Do you want to know what factors a bondman uses to approve a bail bond? Make sure to ask the bondsman prior to the application process. It can give you a heads up on if the bail bond will be approved or if it will be denied.
For more information, reach out to a local business, such as Affordable Bail Bonds.
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How many times have you put off making repairs around your home because you didn't have the money to make them immediately? Have those decisions caused even more repair bills because you waited to make the repairs? I have done this several times in the past, and, oftentimes, not making those repairs have cost me far more to complete because the damage spread. The whole reason I created my blog was to help others find the financing they need to make home repairs without worrying about choosing the wrong type of financing option. Hopefully, my hard-learned lessons will help you avoid the same struggles that I have undergone.